Affiliate Disclosure

Expat Cove is reader-supported. Some links on this site are affiliate links: if you sign up for or buy a product through them, we may earn a commission at no additional cost to you. This is how we fund our research. It does not change which products we recommend.

How affiliate links work

When we mention a service we cover — for example travel-medical insurance, money-transfer accounts, eSIMs or VPNs — the link may be an affiliate link. If you use it and become a customer, the company pays us a referral commission. You pay exactly the same price you would otherwise; the commission comes out of the company's marketing budget, not your pocket.

Our promise

• Recommendations come first. We suggest products based on whether they actually meet the requirement we're writing about — for example, whether an insurance plan satisfies the €30,000 Schengen visa minimum, including medical repatriation.
• We say when a link is sponsored. Affiliate links carry the appropriate rel="sponsored" attribute, and we disclose the relationship on the page.
• Verify it yourself. We always point you to the official rules so you can confirm a product fits your situation before you buy.
• Money never buys a recommendation. We will not rank a worse product above a better one because it pays more.

Programs we may participate in

We may earn commissions from providers in categories such as international and travel-medical insurance, multi-currency banking and money transfer, eSIM/connectivity, and VPNs — typically through their own affiliate programs or established networks. The presence or absence of an affiliate relationship never determines our editorial verdict.

Is this disclosure FTC-compliant?

Yes. US Federal Trade Commission rules — the FTC Endorsement Guides (16 CFR Part 255) — require clear disclosure of any paid relationship. We label affiliate links as sponsored and disclose them on every page where they appear, in plain language.

Questions

If anything here is unclear, email us at [email protected]. More about our standards is on our about page.